Hello, if you are a credit card of our bank, as long as you repay according to the minimum amount of the bill before the due repayment date, there will be no late payment fee and your personal credit will not be affected. Please rest assured. However, it will generate cyclic interest. All consumption in the current period starts to bear interest from the bookkeeping date (usually the day after consumption), and the daily interest rate is five ten thousandths until you pay it off in full.

If you have any other questions, please add QQ corporate customer service 4008205555 or find WeChat WeChat official account "China Merchants Bank Credit Card Center" and add attention.