If the cardholder is sued by the bank and enters the national personal dishonesty list, he can't fly or take the high-speed train. After the credit card is overdue, as long as the overdue time does not exceed 90 days, the general bank will not sue the cardholder, so it is recommended that the cardholder repay the loan as soon as possible and not be sued by the bank. Once the bank wins the case, cardholders will be restricted from high consumption and non-life and work-related consumption behaviors.