The person above is right. . All you need to do is repay the money
Even if the public security organ files a case. You've already paid the money back. . The bank will no longer care about this matter. . Just pretend that the police don’t exist
Why did the poster overdraft so much and not make minimum repayments? . If it’s not enough at once, how much? . You can pay the minimum monthly payment. . . It won't affect your record either. .
I would like to suggest that if the bank does not freeze your account, please do so. . You continue to use the credit card. . Maintain good credit. Otherwise, you will be blacklisted by the bank. . . I’m afraid it will take 6 years to get a loan in the future