If the credit card is not paid off in installments, you can apply for another installment if the repayment is normal and the amount is sufficient.

1, interest-free installment;

2. According to the number of installments, you can pay a certain handling fee;

3. Buy items in the bank credit card mall, free of charge;

4. If you need to complete the repayment before the monthly repayment date, you can enjoy the interest-free policy;

5. The maximum installment amount is equal to the maximum authorized credit card amount;

6. Once you apply for installment payment, the corresponding amount in the card will be frozen immediately;

7. Repay an amount and unfreeze an amount;

8. The quota is sufficient for multiple periods.

Credit card installment payment refers to the process that when the cardholder uses the credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee. According to the cardholder's application, the bank deducts the consumption funds and handling fees by stages through the cardholder's credit card account, and the cardholder repays according to the monthly recorded amount.

Extended data:

The main benefits of credit card installment payment:

1, enjoy first, then pay.

2, no guarantor, simple procedures.

3. Fixed time and easy payment.

4. Payment is optional, and monthly repayment amount is optional.

5. More space to choose payment methods.

Baidu encyclopedia-credit card installment payment