It is not true that mainlanders apply for Hong Kong Standard Chartered credit cards. As of January 19, 2023, a fraud case committed in the name of applying for a Hong Kong credit card has been solved in Shenzhen. To open a bank account in Hong Kong, mainlanders need to provide complete personal bank account opening information and submit the information to the Hong Kong bank manager for pre-examination. After the information is pre-examined, they will make an appointment with the Hong Kong bank manager for an account opening interview. The customer will open an account after visiting Hong Kong for an interview. Finally, the account will be successfully opened and received on the spot. account.