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Does the total expenditure on a credit card represent the final repayment?

No.

Total expenditure represents the sum of consumption within a certain time range. As for the final repayment, it depends on the information on the billing date. The card-issuing bank will regularly summarize and settle the transactions and expenses that occurred in your credit card account every month, calculate the interest, and calculate the total amount of debt you owe for the current period and the minimum amount. Repayment amount and a statement will be sent to you.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; a quasi-credit card refers to a credit card in which the cardholder can A quasi-credit card that deposits a certain amount of reserve fund and can be overdrafted within the specified credit limit when the reserve account balance is insufficient for payment. The so-called credit card generally refers to a credit card only.