1, credit card consumption easily leads to blind consumption;

2. If the repayment cannot be made on time, the bank will charge high interest;

3. Credit cards are used without passwords by default, which is easy to be stolen by others when they are lost or stolen, causing unnecessary troubles or losses;

4. Long-term malicious default will naturally affect personal credit records and even be blacklisted by banks. If you want to borrow money from the bank to buy a house and a car in the future, you may be rejected by the bank.