Alipay has a collection code function, and users can complete the payment to each other by scanning the QR code. If payment is made by Alipay balance, Yu 'ebao or bank card, Alipay will not charge the collection service fee, while if payment is made by Bai Hua or credit card, the payee will bear the collection service fee.

Service fee standard for Alipay flower buds and credit card collection: 0.8% of the transaction amount is charged for each transaction.

Suppose Bian Xiao received 1000 yuan with Alipay payment code, and the other party paid it with Huabai or credit card, then the actual money received was 992 yuan.

Alipay sometimes offers discounts on flowers and credit card collection service fees, subject to the actual collection deduction.