The annual fee for the CCB Visa Credit Card Gold Card is 160 yuan, and the annual fee can be eliminated by making 3 purchases a year. The annual fee for the Platinum Card is 580 yuan, and the annual fee can be waived by making 10 purchases a year. Other matters to note when using CCB credit cards are as follows:
1. Repayment amount = 10% consumption balance + 10% cash withdrawal balance + interest balance + other payable fee balance + last period’s unpaid balance Repay part of the loan according to the repayment amount and cancel the interest-free treatment;
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2. Before the monthly bill date For consumption, the bill will be issued on the bill day of the month and paid off before the payment date after the bill date, and you can enjoy the interest-free treatment;?
For regular cards, the annual fee for the main card is 80 yuan, and the annual fee for the supplementary card is 40 yuan. Gold card main card: 160 yuan, supplementary card 80 yuan. For both of these, the annual fee will be reduced if you make 3 transactions with the card or withdraw cash (no limit on the amount) every year.
The annual fee for the standard Platinum Card is RMB 580 for the main card and RMB 300 for the supplementary card. If you make 10 card purchases or withdraw cash every year (no limit on the amount), the annual fee will be waived. Extended information
The specific annual fee reduction policy is: 10 transactions (cash withdrawals/consumption) per year are exempt from the annual fee for that year.
In other words, as long as you successfully verify the card, open the card and use it, whether it is cash withdrawal or consumption, as long as you reach 10 transactions, you can reduce the annual fee for that year. If you complete 10 transactions in the following year, you can also reduce the annual fee for the following year, and so on.
In short, the CCB Global Payment Platinum Card Visa Edition is a standard platinum card, but the annual fee can be reduced through transactions. It should be noted that this type of platinum card will incur an annual fee regardless of whether it is activated or not. It is recommended that you make transactions after getting the card and make more than 10 transactions per year.
So if you need a card overseas, be sure to use it. If you don’t need it, don’t apply to avoid wasting resources.
CCB official website-account services