The act of cashing itself is not protected by law. The essence of cashing out is a fictitious transaction or no transaction at all. Cardholders can't get the actual goods or services like normal transactions after swiping their cards.
Once the bank has verified the illegal cashing, it has the right to investigate the relevant responsible parties. At the same time, if there are problems in the process of swiping the card, resulting in the loss of credit card users, the bank will not assume responsibility or provide legal protection. As long as the bank finds illegal cashing, it means that the cashiers will be blacklisted by the bank, and future mortgages and car loans cannot be applied for.
While keen on cashing out, it is prone to malicious overdraft, and it is also easy to encourage the bad habit of irrational consumption. If the circumstances are serious, it will also violate the provisions of Article 196 of the Criminal Law and be convicted and punished for the crime of credit card fraud.