China Merchants Bank self-service teller, but I need to scan my facial information to apply for a bank card.
2. How does China Merchants Bank handle bank cards by itself?
Savings card: I bring my ID card to the counter of the whole bank. Whether I need supporting documents or not, I suggest checking with the outlets first. /kloc-under the age of 0/6, the guardian can bring both parties' identity documents and relationship certificates (such as household registration book) to the outlets for handling.
Credit card: To apply for the main credit card of China Merchants Bank, you need to be 18-60 years old (foreigners are 25-60 years old), have certain economic ability and good credit record, and submit ID card, work certificate, financial certificate and other materials.
3. How to handle the debit card of China Merchants Bank?
The processing method of China Merchants Bank debit card is: the applicant brings his ID card to the nearby business outlets of China Merchants Bank to handle the debit card. Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction. Debit cards can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the current deposit. When spending or withdrawing money, the funds are directly withdrawn from the savings account. Debit cards usually require a password when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards. Handling debit cards is relatively simple. You only need to bring your valid certificate (ID card or household registration book) and fill in the application form at the bank where you open the account, and you can issue the card to the applicant. There is no age limit for applying for a debit card, and minors can also apply. When a customer under the age of 16 applies for a debit card, the guardian shall go to the counter of the bank branch with the household registration book (if it is not on the same household registration book, relevant certificates shall be provided), and the person to be handled may not be present; Minors who have reached the age of 16 but under the age of 18 and have joined the work can apply for debit cards at the bank counter with their work certificates and ID cards. Those who do not take part in the work still need the assistance of the guardian, and the person being treated may not be present. Managers who have reached the age of 18 can apply for debit cards directly at the counter of bank outlets or at the all-in-one card self-service card machine with their ID cards, and can collect them immediately. According to national regulations, debit cards handled by minors do not have online banking function and cannot be bound with mobile payment software.