first, if the regulations, administrative regulations and other rules require a longer retention period for customer identity information and transaction records, it will facilitate anti-money laundering investigation, supervision and management, and prevent the disclosure of customer identity information and transaction information;

second, to prevent the loss of customer identity data and transaction records, at least one medium of customer identity data or transaction records and business vouchers should be kept according to the above-mentioned time limit, and financial institutions should keep them until the end of anti-money laundering investigation:

1. The identity data or transaction records of the same customer are kept in different media. Article 28 Financial institutions shall take necessary management measures and technical measures. Financial institutions should take practical measures to keep customer identity data and transaction records, which should be kept for the longest period;

2. transaction records, account books and contracts that reflect the real situation of the transaction as required by relevant regulations. Where there are customer identification data or transaction records with different retention periods on the same medium, and the anti-money laundering investigation has not ended at the expiration of the minimum retention period stipulated in the preceding paragraph, it shall be kept for at least 5 years from the year when the transaction is accounted for, and the business vouchers, customer identification of financial institutions, customer identification data and management measures for the preservation of transaction records.

1. The electronic files of the archives room for 15 years are kept permanently, and I want to check what I can find. The running of corporate account refers to the list of deposit and withdrawal business with the bank in the corporate account of the bank customer "Corporate Customer" (opening a basic corporate account).

2. The main forms of bank running water input: the input is the lender, and the output is the borrower, mainly including card deposit, existing deposit, transfer-in, salary, renewal deposit, online banking transfer, payment for goods, service fee, etc.

3. Credit card statement: the transaction record of the credit card account is the transaction statement given by the bank to the customer, which can only be regarded as a transaction record, not a bank running record.

4. Running bill: personal running bill: personal transaction details, consumption, incoming and outgoing accounts, transfer, online banking, telephone recharge, etc. within half a year.

5. Wage flow: individuals work in local companies, and the company has the obligation to pay personal income tax for employees. The monthly salary is paid by the bank, and the bank pays personal income tax, including consumption, deposit and withdrawal, transfer, online banking, and telephone recharge.

6. Large-sum personal flow: personal transaction details, consumption, incoming and outgoing accounts, transfer, online banking, telephone recharge, etc. within half a year, which is reflected in personal business flow.

7. Personal flow in different places: details of personal transactions in different places within half a year, consumption, incoming and outgoing accounts, transfer, online banking, telephone recharge, etc. Non-wealth management gold card users need to deduct handling fees for transfer and cash withdrawal in different places.