Nowadays, more and more people use credit cards, and at the same time, many credit card-related functions have been realized on various platforms. The most common one is credit card repayment. For example, Alipay's credit card repayment is a common function. Repayment is convenient and fast, and automatic repayment can also be used to avoid overdue due to wrong time. However, a friend said that Alipay's automatic credit card repayment is also overdue. What's going on? Let's take a look together! 1. Alipay supports automatic repayment of credit cards outside the scope of cooperative banks, but only cooperative banks can do so, such as Bank of China, CITIC, Minsheng, Shanghai Pudong Development Bank, Xingye, China Everbright, Huaxia and Shanghai Bank, etc. If they are not cooperative banks, they cannot make automatic repayment.

2. Failed to get the bill. Alipay automatic repayment is to get your credit card bill, but this is only an intelligent function after all, and it is inevitable that there will be no mistakes. Sometimes, if you don't get the bill, it will naturally lead to overdue.

3. Repayment timeout Generally speaking, Alipay and credit cards all arrive on the same day, and the fastest one can arrive in real time, but what is shown above is the estimated time. It is inevitable that due to the delay in the arrival of the account at some time, it is good to have a grace period, and those without grace period will be overdue.

4. It should be noted that Alipay does not support automatic repayment of foreign currency, and you need to purchase foreign exchange for repayment yourself. Even if some credit cards can automatically purchase foreign exchange, you should check whether this function is enabled. In short, you should pay more attention to foreign currency repayment. These situations introduced here may lead to the failure of repayment and overdue, and of course there are common problems such as failed deduction and insufficient balance. In short, automatic repayment is not really easy. I suggest you pay more attention to the credit card repayment reminder in order to deal with it in time.