Introduction to automatic repayment of foreign currency debts owed by Bank of China credit cards:

1. Foreign currency debts owed by Bank of China credit cards can be repaid in RMB: When setting up automatic repayment, select "Repay all outstanding balances in RMB" to automatically purchase remittance to repay foreign currency bill arrears. If the associated repayment account is Bank of China Great Wall Credit Card, the exchange rate will be the foreign exchange rate announced by Bank of China on the day of deduction. For other repayment accounts, the exchange rate will be the foreign exchange rate announced by Bank of China the day before the deduction date.

2. Bank of China credit card foreign currency balances can also be repaid in the same foreign currency: that is, when setting up automatic repayment, select "RMB and foreign currency to be repaid in corresponding currencies respectively". For the foreign currency accounts of Bank of China debit cards or Yitong, polling deductions will be adopted, which means that when Yitong has different types of accounts under the designated foreign currency, the system will check the balance of the repayment account in the order of first debit and then remittance. , and debit the account that has sufficient balance first. When none of the associated repayment accounts can repay the agreed amount in full, the account with the larger balance in the cash account or remittance account will be first selected for debit.

3. Foreign currency deposits cannot repay Bank of China credit card RMB debts.

(Answer time: December 7, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.