1. Market: Visa accepts more merchants in Asia and Australia, while MasterCard's main customers are in Europe and North America.

2. Marketing activities: Visa's activities are mainly aimed at overseas people, while domestic activities are relatively few and the richness is similar. Comparatively speaking, MasterCard's activities in China are better and its handwriting is bigger.

3. Fees: Once the card is accidentally lost abroad, the fees for reporting the loss and replacing the card are different between the two institutions. The handling fee of MasterCard is slightly lower than that of visa, but the difference is not big.