The user's Sesame Credit Branch was evaluated as poor, medium, excellent and excellent. It just means that the information used by users to evaluate sesame scores is not so complete, or users have not accumulated enough good credit records. As long as users add more personal information, sesame scores may increase.

Moreover, the sesame score is only Alipay's evaluation of the user's Alipay account. For the user's personal credit, you still have to check any credit report to know.

Recommend several methods to improve sesame credit:

Ways to improve credit score:

1. Pay more attention to Alipay in Tmall and Taobao.

2. Use more functions such as ant flowers and borrowing flowers, and the most important thing is to repay on time.

3. Alipay account should have complete information and complete identity verification.

4. Buy wealth management products with Alipay.

5. Send a red envelope with Alipay transfer.

6. Pay back the credit card with Alipay.

7. Pay more utilities with Alipay.

Benefits of high sesame credit score:

First of all, a high credit score can avoid a deposit. Exempt from the deposit of shared items, such as bicycle sharing, shared charging treasure, shared umbrella, and shared car that will be popularized in the future. When your credit score is above 600, you can get rid of the deposit, which is still useful. It is the greatest privilege to reduce trouble conveniently and quickly.

Secondly, you can enjoy the phone bill first and then pay. Unicom users with sesame credit score above 650 seem to only see Unicom users for the time being. I believe other operators will also cooperate with Alipay in this respect.

Then, you can apply for a tourist visa quickly. For example, if the credit score is above 700, you can apply for a Singapore visa or a Luxembourg visa. We expect more regions and countries to open up.

In addition, users with a "credit residence" score of 600 or above launched by Ali can enjoy zero deposit when booking a hotel. In addition, many bank cards will refer to your sesame credit score when handling credit cards, and online loans will also refer to sesame credit scores.

Also, pay attention to the use of Alipay, and try not to violate the law or overdue the loan and consumption, otherwise your sesame credit branch will decline, and there are several traps to reduce the sesame credit score, which you should avoid:

First of all, Taobao's delivery address cannot be changed frequently, and the delivery address is stable. It is best to keep the water and electricity payment address consistent; Do not change your mobile phone number frequently; Taobao shopping automatically deducts money in less than 7 days every time; Don't cancel Alipay taxis frequently, which may reduce your credit score.