2. Whether the specific bank recognizes your school and education mainly depends on where you graduated, so I suggest you dial 80098888 or 02 1-53529888 first, and then dial 1 (Chinese) -5 (credit card application progress inquiry) -2 (application conditions consultation). This is a manual desk. Ask them. At present, there are city restrictions in applying for Y-power card, so it's best to ask clearly first.
Credit card means that the bank gives you a certain amount of money. You spend it before you pay it back. You don't need to save money first. The initial limit of this card is 5000 yuan. In the future, you can apply for an increase in the fixed amount after half a year. The interest-free period of Bank of Communications credit card is 25-56 days. When the bank issues your card again, there is a piece of paper indicating your bill date and the last repayment date. Repayment can be made according to the above date.
4. The processing time is usually in Chinese mainland, and it is best to hand in your application materials in the business hall of Guangdong Branch of Guangzhou Bank of Communications, because this card is first reviewed by the credit card department of the local branch, and then sent to the Shanghai Credit Card Center for review. You'd better submit it to Guangdong branch, which is faster. When the credit card center has your application record, you can manually apply for expedited processing, and the result will usually come out within one week. If you don't apply for expedited processing, the re-examination of the credit card center may take 65438.