1. How long does it take to receive the payment after a successful e-loan application from China Merchants Bank

If you apply for an e-loan before 16:00, the money will usually arrive on the same day, 16:00 Apply for an e-loan after clicking here, and the money will usually arrive at around 8 a.m. the next day.

2. After successfully opening a credit card account, when will it take to get the card?

If you apply for a China Merchants Bank credit card, it usually takes 10 working days from the time the review department receives your application information to the time the credit card review is completed. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days.

3. After the mortgage loan is approved by the bank and signed with the bank, when will you get the loan contract and house purchase contract?

The house purchase contract is usually made in four copies, one for the bank for loan purposes, one for the developer, and one for the real estate bureau for registration and filing. Finally, it arrives.

The loan contract is signed after the bank loan is approved. The mortgage loan contract is generally given by the bank to the developer, who then issues it to you. It depends on the progress submitted by the developer and whether the information you personally provide is timely.

To collect the loan contract, you can only go to the bank to collect it when the mortgage loan you applied for has been issued by the bank and has been credited to the buyer's account, indicating that loan repayments have started normally.

After the customer signs a commercial housing purchase contract, the developer will submit the purchase contract to the Housing Authority for filing. This process generally takes thirty days.

However, after the registration with the management bureau is completed, it still needs to be reviewed by the bank to handle the mortgage loan procedures. This process generally takes about thirty days (depending on the working conditions of different banks).

After all the above procedures are completed, the signing center will notify the customer to collect the house purchase contract.

Loan process:

First of all, please go to the bank to understand the relevant situation. And apply for personal housing with all the above information

Then accept the bank's review and determine the loan amount.

Then you can apply for a loan contract and the bank will handle the insurance. .

The last thing left is the bank to issue a loan, the borrower’s monthly repayment and the cancellation registration after paying off the principal and interest

After the above procedures and processes, you can get a new mortgage. house.

Extended information:

1. Starting from 2006, all sales contracts have been signed online. Before signing online, they are generally initialed to make sure that the contract content is correct and there are no objections. Sign up online. After the commercial housing is signed online, the registration number will be obtained after review by the relevant departments, the contract text will be printed out, and the buyer and seller will sign and seal. After completion, a 06 registration will be returned after review by the real estate management department.

2. For specific information, consult the developer or the Property Rights Market Department of the Housing Authority

3. To inquire about the contract filing and registration status, you can log in to the commercial housing sales contract on the website and enter your ID number and The contract is ready.