Hello, I hope the answer from a senior ecpss business person can help you.

The current success rate of 3D channels is about 20-30%, the success rate of non-3D channels is generally about 70%, and even worse, the success rate of non-3DVIP channels is about 90%

3D users have very few users because they need to enter a 3D verification code. Non-3D consumption is the mainstream, with currently around 1.3 billion users. VISA and MASTER cards are mostly used in Europe and the United States, which are non-3D cards.

I hope the above answers can help everyone!