Hello, installment payment is just a payment method. You can negotiate the return directly with the merchant. As long as you return the goods with the merchant, China Merchants Bank will refund some of the goods paid by installment and the handling fee corresponding to the return money to your credit card account at one time.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!