Is there a limit on the number of credit card applications?
In fact, every bank does not limit the number of credit card applications, but if the number of credit card applications is too frequent within one month, it is not conducive to card approval. Some banks approve multiple credit cards according to the standard of one card per month. If the first card application fails, other credit cards may fail.
In addition to not handling cards frequently in the same bank, it is not advisable to handle multiple bank credit cards at the same time in a short time, especially if they are all online. If one bank refuses to apply for a card, other banks will be more likely to refuse to apply for a card.
Therefore, the correct posture to apply for a credit card is not to apply for a credit card more than three times a month, and not to apply for a credit card in more than five banks or more than five banks within three months, mainly to avoid making credit reporting a waste. After all, whether the credit card is successfully handled or not, it will leave a credit card approval inquiry record in the newspaper, which is easy to cause a waste of credit information.
Of course, it does not mean that it is easy to get a credit card if the number of credit card applications is small. The key is to choose the appropriate bank and card type according to the applicant's credit conditions, such as credit and repayment ability. According to feedback from many cardholders, Everbright Tik Tok Credit Card and Ping An Owner Card are easier to approve and more cost-effective. You can try.
In short, although there is no limit on the number of applications for credit cards, it is easy to be rejected if you apply for them frequently. You'd better pay attention to the frequency of applying for a card and master some card handling skills before you can hope to approve the card.