The credit card was stolen. Please be sure to open the SMS or WeChat message reminder, so that once the card is stolen, you will receive the SMS as soon as possible. When a stolen brush is found, the first thing to do is to call the card issuer of the stolen brush and ask the bank to stop paying for the abnormal transaction of the stolen brush and report the loss. Bank customer service will prepare some materials to deal with credit card theft, and must actively cooperate with the bank. If you have a card, make a small transaction in a nearby store in time to prove that you have a card. If the stolen amount is large, please report it to the nearby police station in time.

However, after being stolen, the customer service of domestic banks will generally perfunctory your request to stop payment, and often ask you to fill in various materials such as refusal to pay, even complicated procedures, which say, "Our technical department will follow up in time and give you an answer within two working days", which is for the bank's own benefit. As we all know, the general cross-border consumption settlement is recorded in T+3, and UnionPay is recorded in T+ 1, so the best opportunity to recover the stolen amount is often missed. Then the bank asked the cardholder to advance the account and threatened overdue and interest. The cardholder repays in order to maintain good credit information, and then there is a long wait.

Extended data:

Credit card anti-theft brush cheats:

First, the credit card password should not be too simple.

First of all, don't set the password of the credit card too simple. For example, using birthdays and repeated numbers as passwords is a very important security risk.

The more complicated the password, the better, of course, if you remember it yourself. Not only that, it is better to change the password every once in a while, and it is safer to update the password every few months or half a year.

Second, ensure the security of the credit card environment.

Pay special attention to the security of credit cards when withdrawing money and swiping cards, especially when swiping cards with pos credit card machines.

In some environments with poor security level, try not to pay by credit card. When the cashier swipes the card, he should also pay attention to ensuring that the link of swiping the card is within his sight.