1. Rights and interests of CITIC Jingdong Little White Card This credit card has been released in three versions: classic version, heart-warming version and VISA version. The most popular among them is the classic version. Main benefits: Points can be exchanged for Jingdong Steel_ As long as you use the Xiaobai Card to complete 800 yuan points-based transactions within the billing month, you can accumulate 1 Jingdong Steel_, and Jingdong Steel_ can be used as cash, and 1 Jingdong Steel_ is worth 1 Yuan use. Overseas consumption rights: no currency conversion fee, and you can get cash back. If you use a small white card to spend abroad, you can get free of overseas currency conversion fees, and there will be cash back discounts, up to 10 cash back. Credit card repayment discount: The long interest-free period of up to 80 days. When you apply for this little white card, you can open a Baitiao account at the same time as opening the card. Therefore, when using this card to consume, you can open a Baitiao first and enjoy Baitiao's 30-day interest-free period. After the interest period, you can use the Little White Card again to enjoy the credit card interest-free period of 50 days. The total interest-free period can be as long as 80 days.
2. The annual fee of the CITIC JD Little White Card. CITIC’s JD Little White Card is a gold single-currency card of CITIC Bank. If you apply for it now, although there is no unconditional annual fee exemption, However, the annual fee is only 200 yuan per year, and it can be waived by swiping the card or withdrawing cash once.
3. The limit of CITIC JD Little White Card: First of all, as a gold card of CITIC Bank, the limit range itself is more than 10,000 yuan. Secondly, this card is jointly created by China CITIC Bank and JD Finance, so in addition to your basic credit conditions, as long as you spend enough on JD, your JD account level is high enough, and your credit is sufficient, the credit limit can be very high. In addition to the limit of the credit card itself, because the cardholder also has a Baitiao account, all cardholders can also have a Baitiao limit, that is, they can have double limits. The above is the evaluation of CITIC JD Xiaobai Card. As the first credit card with Internet factors, this credit card can be said to have been very popular with the public since its launch. As of today, it has a large number of customers. Its benefits and quota are very good, the annual fee is not high, and there is no annual fee burden.