Do I have to apply for a credit card to get a bank loan?

you don't have to apply for a bank credit card to get a bank loan. \ According to the current situation, it is not necessary to apply for a credit card of this bank for a general loan. After a successful loan application, the lender only needs to repay the monthly payment on time every month, and the way to repay the loan is usually to transfer the money and deduct it. That is to say, the bank or another lending institution will deduct the money within the agreed repayment time. Only the lender applies for a credit card to buy a car in installments. For this kind of loan, the bank requires the lender to apply for a loan. \ When a bank handles mortgage loans or mortgage loans, the lending bank will have a series of bundled sales behaviors, requiring you to apply for a credit card, and both the loan account and repayment account should be opened in the lending bank, which is a promotion strategy after the bank's tasks are linked. \ You can refuse the bank's card application. If the bank insists on coercing customers to apply for cards, you can complain to the local banking supervision department.

do you need a credit card (debit card) for all loans?

not all loans require users to have a credit card (debit card) when applying. For example, mortgage, there is no requirement that the applicant must be a credit card (debit card) user in the application conditions. When users apply for credit card (debit card) customer-specific loan service, they need to have a credit card (debit card), while other loans can be applied without a credit card (debit card).

Of course, users who have credit cards (debit cards) will not be white credit users, and banks can better evaluate users' credit information.

is there any requirement for submitting a bank card to apply for a loan at the money station?

The submitted bank card can be used for receiving the next payment and repayment, so make sure that it is your own savings card and has not been cancelled. Be sure to check and confirm the bank card information accurately when submitting it.

What are the credit card loan APPs?

At present, there are many loan platforms on the market, with different thresholds. If you have a credit card, it is recommended to choose the credit card loan app, which has a higher down payment rate.

There are the following apps for credit card borrowing:

1. Money station: you need real-name authentication and import credit card bills, and it is best to have a record of continuous card use in the past six months, and the amount of the next payment will be higher;

2. Personality loan: 51. Credit card loan, with low application threshold. You can have a credit card when you are 18 years old, with a maximum amount of 1,;

3. Jingle loan: a credit card loan platform owned by Jiufu, with a maximum loan of 1, yuan and a relatively long term;

4. Jiaka Loan: You can apply if you have a credit card. The amount is between 3, and 3, yuan, and it will arrive in 2 hours at the earliest, which is more reliable.

What are more apps about credit card borrowing? Go to: See more

What are the requirements for borrowers when borrowing money at the money station? How is the quota determined?

Qianzhan will check the credit status of the loan applicant first, and the amount depends on the individual's specific situation. The better the personal credit, the higher the amount that can be applied for.

personal credit is the foundation of the whole social credit. Market subjects are composed of individuals, and all economic activities in market transactions are closely related to personal credit. Once individual behavior is out of control, individual dishonesty will occur, and then collective dishonesty will occur. Therefore, the construction of personal credit system is of great significance.

Extended information:

The main information includes:

Identification information: including name, identification document and unique number, date of birth, marital status, spouse information, home address, contact telephone number, etc.

business information

mainly includes personal actual performance records formed by personal credit relationships with financial institutions or housing provident fund management centers, such as loans, guarantees, credit cards and insurance.

public information: it mainly includes personal tax payment, social insurance, personal property status and changes.

special records: records involving civil, criminal, administrative litigation and administrative punishment that may affect personal credit status.

other information: personal credit files. sources of credit information: 1. provided by myself; 2. Provided by my employer; 3, financial institutions, commercial institutions or other stakeholders to provide; 4, the announcement of state organs; 5. Public reporting by the media.