You can choose whether to apply for studying in Japan according to your own needs. The basic functions of credit cards are the same, such as credit card consumption, online payment at home and abroad, installment payment, various small loans, credit card points and accumulated credit, with a maximum interest-free period of 50 days.

Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, they will make repayment on the bill date. Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.