1. The single installment amount must be greater than or equal to 500 yuan RMB;
2. installment repayment requires the cardholder to apply himself.
Calculation method of monthly repayment amount by any installment:
Consumption principal: 6000 yuan
Number of periods: 12.
Monthly handling fee rate: 5%
Monthly repayment amount: 6000÷ 12+6000×5%.
=530 yuan/period
The minimum monthly handling fee is only 1 yuan (or equivalent foreign currency).
1. The credit card is invalid after it is overdue. How can I pay back the money?
Go to the bank outlet to repay the loan.