1. When applying for a credit card, please show the original car driving license to the bank staff as proof of financial resources. If you want a higher amount, please provide as many financial proof materials as possible (such as real estate license or purchase contract and purchase invoice in my name, large savings certificate, investment account information such as stocks and funds, etc. ).

2. When the bank credit card is approved, the applicant's debt will be audited, so please try to keep the debt as low as possible when applying for a credit card again in order to obtain a higher quota.

3. It is recommended to apply to small and medium-sized commercial banks first (the four major state-owned banks have strict checks and low quotas), and then apply to the four major state-owned banks after three to six months of normal use. Usually, the application is faster and the amount is higher than the direct application.