Current location - Trademark Inquiry Complete Network - Overdue credit card - A few days ago, I opened a platinum card in Industrial Bank, but the amount was only 20,000.
A few days ago, I opened a platinum card in Industrial Bank, but the amount was only 20,000.
The approved credit card limit is small, so it is recommended to use it first, and use it for more than 6 months before applying for withdrawal.

The main factors affecting the credit card limit are:

1. The applicant's credit status. If the credit status is not good, the credit limit will be low. It is also possible to directly refuse the loan;

2. The income status of the applicant. The better the income, of course, the higher the credit card limit;

3. The applicant's occupation. If the applicant is a student, he may only get a few hundred places, while if he is an employee of the top 100 enterprises, he may get a higher place;

4. Applicant's position. The higher the position, the higher the income, so the higher the credit card limit can be obtained;

5. The applicant's occupational stability. A stable job will definitely help to get a higher credit card limit;

6. The property status of the applicant. If the applicant has real estate, cars and other assets under his name, it will be possible to obtain a higher quota;

7. Other circumstances.

Therefore, the low number of places may be due to your low comprehensive score, which is your own qualifications.