1. Pay attention to the continuity of points and other rights and interests

Many cardholders are not very clear about credit card points rules. Therefore, the points will be cleared after changing the card. Therefore, it is recommended that the card Before changing cards, citizens should first understand the credit card points rules to avoid losses to themselves.

2. Has the card number been changed?

Sometimes after changing the credit card, the credit card number will also change accordingly, which brings great inconvenience to the cardholder. If other Card binding will also prevent automatic repayment. Therefore, cardholders must pay attention to their credit card numbers and change relevant bindings in a timely manner.

3. Pay close attention to the card replacement process to prevent fraudulent use

When a credit card is replaced, the bank will notify the card owner by registered letter or email to change the card, but this process It is easy for loopholes to appear. For example, many banks do not verify the identity when mailing registered letters, or send them directly to home mailboxes, which can easily be falsely claimed. If it is an email, it is also very dangerous if it is caught by a phishing website.

4. Pay attention to the card replacement fee. It is best to apply first and then cancel the card.

When holding the card, you should also consider the card replacement fee, because the bank will charge a card replacement fee and the magnetic stripe is damaged. and other related fees, while chip card replacement fees are higher.

5. Annual installment interest

Before changing the card again, you should also pay attention to the installment situation of your credit card and understand whether changing the card will have any impact on the annual installment interest, handling fees, etc. .

If you need to change your card for various reasons, you can first call the credit card center to inquire about the card replacement method, conditions, requirements, etc.; if you need to mail it, it is best to send it to your home mailbox, and pay close attention to the mailing process of your credit card. , to avoid risks.