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Is it credible to apply for a credit card at home?
Some can be trusted and some can't be trusted.

If the regular staff of the bank do door-to-door work

Management is relatively safe, and today's major banks.

In particular, some commercial banks will assign salesmen to handle credit card business at home in order to promote their credit card business. For this card handling method, please verify the identity of the bank staff, ensure that the other party is a regular staff member of the bank, and never trust agents from third parties and unidentified persons to protect your personal and property safety.

It is safe to apply through formal channels such as banks and specify that you want to come to the door.

If in doubt, you can call the credit card customer service to verify the details:

1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer". Fill in the reservation information of the checklist online and wait for the approval of the bank. If it is approved, an expert will handle it for you. If you want to do this, please confirm your region first, and whether our bank can provide free on-site appointment (the result will be displayed after selecting the province/city/region).

2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.

Bank cards are generally handled at bank outlets or banks in official website. Handling a credit card is not a simple matter. Generally handled by many people and departments of the bank. At the time of processing, the bank will score the applicant, mainly including: personal credit information, work unit, age, marriage or not, property status and so on. These materials need to be reviewed. Except for real bank employees, people who come to the door are difficult to handle, probably just to collect information.

The form filled in when handling credit cards must truthfully fill in the place of work. If the company doesn't have a telephone, fill in "0", which means that the company doesn't have a fixed telephone, and the bank should verify it. After the online credit card is completed, it will be mailed to the address reserved by the applicant, and the applicant needs to take the credit card to the branch of the bank to activate the business.

It is free to apply for a credit card, but the more credit cards, the better. The limit of multiple credit cards in a bank is shared. It is suggested that a bank under an individual's name can only apply for one credit card, with a total of no more than four banks. Too many credit card applications will affect personal credit information, which is difficult to manage and easy to lead to overdue.