Conditions for applying for China Merchants Credit Card Gold Card:

1. The applicant must be between 18 and 60 years old and a natural person with full capacity for civil conduct.

2. The applicant has a stable income, a monthly salary of more than 4,000 yuan, and no bad records.

3. Applicants who have used China Merchants Bank ordinary cards more than 6 times in the past year, and the total amount exceeds 10,000 yuan, can also apply directly.

The biggest difference between China Merchants Bank’s gold card and ordinary cards is that the ordinary card only has a maximum limit of 10,000, while the gold card can have a maximum limit of 50,000. Gold card holders can enjoy additional card swiping benefits.