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What does code 40 mean when swiping a credit card?

Exceeding the transaction limit on the day of transaction, POS machine failure, card damage, etc. If other customers can use the device, the card may be damaged or demagnetized. Please change the device and try again. If the transaction fails, please contact the issuing bank to issue the card

1. The role of credit card security code

Credit card security code refers to the 3-digit number printed on the back of the card. It can be regarded as the ID card of the credit card. It is an important payment voucher for online credit card payment and telephone transfer. It must not be disclosed to others.

After all, many foreign websites only need to know the credit card account number and security code to complete the transaction. There are even some merchants that have signed contracts with banks that can complete phone transfers with only the security code. Therefore, once the credit card is safe, If the code is leaked, it can easily lead to the credit card being stolen.

2. Credit card security code query method

(1) Credit card query:

Just take out the credit card and check the security code on the back, but if the credit card is not around , or it is lost, or the cardholder has cut out the complete code. It will definitely not be found through this method, so the second method must be used.

(2) Telephone inquiry:

Use the reserved mobile phone number to call the credit card service hotline of the card issuer, follow the voice prompts to connect to the manual customer service, and ask the customer service to query the security code. Customer service may help you check after verifying your identity.

However, some customer service will not help with inquiries. After all, a security code is not like a password. If you forget it, you can set it up yourself with the help of customer service. If the customer service finds it, it will be considered a leak.

Dear customers, Bank of Communications Pacific Credit Card can only be used for normal personal consumption purposes, and cash can only be withdrawn through ATMs and bank counters. Please regulate your card use behavior and be careful to retain transaction vouchers, such as Invoices and purchase orders, etc., so that you can check the transaction. Thank you for your cooperation. Bank of Communications Card Center Dear customer, the Bank of Communications credit card under your name has been suspended due to risks in using the card. Please keep recent transaction receipts for future reference. If you have any questions, please call the customer service hotline on the back of your credit card. The first text message for Bank of Communications Credit Card is a reminder text message. The card has not been blocked yet. Please note that generally if you use the same merchant for a large amount, the card will be blocked immediately and the second text message will be sent.