Method 1: Use the mobile phone webpage to handle the card directly.
You can directly log in to the online bank credit card application page of the selected bank with Baidu mobile phone, select the card type to apply for, read the contract and important tips, then choose to fill in relevant information and materials, and finally submit the materials.
The characteristics of this method are: single choice, only one bank can be selected, and it cannot be compared with other banks.
Operating environment:
Brand model: Huawei nova7
System version: harmonyOS.2
App version: v 13.3
Method 2: Call the customer service phone of the bank to handle the card.
After choosing a bank, you can also call the customer service phone of the bank's credit card with your mobile phone, and then switch to manual, and the customer service staff will register for you. A salesman will call you to make an appointment soon, and the salesman will come to your door in person to handle it for you.
The characteristics of this method: waiting for the salesman may be a bit long and requires enough patience.
Method 3: WeChat card processing
Now, almost everyone can play WeChat. By using their own WeChat, they can scan the QR code or "add friends" on the selected bank official website or look up the official credit card WeChat account of the bank. After paying attention, they can apply for a credit card, check the progress, open a card and check the bill according to the prompts in the WeChat dialog box, which can be described as a "one-stop" service.
Features of this method: It is convenient to check all kinds of credit card information in the future, but the choice is still too simple.
Operating environment:
Brand model: Huawei nova7
System version: harmonyOS.2
App version: v8.0. 18
Credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers.
The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
How to apply for a credit card on a mobile phone?
Applying for a credit card by mobile phone is the same as applying for a credit card online. In fact, you use iPhone 13 mobile phone iOS 15.0 to open the credit card online application page of your mobile phone and log in to the bank. The premise is that this bank has opened an online application for credit cards, and your area is within the application scope. And apply for a credit card online, and eventually a staff member will come to serve you! For example, under the dual-network credit card application mode of CITIC Bank, users only need to have a smart phone and QR code recognition software to experience the application service of CITIC Bank's credit card QR code through the mobile Internet.
After downloading and installing the QR code software, the user only needs to scan the following QR code picture, and the mobile phone card application page will be displayed on the mobile phone screen immediately. Users can fill in relevant information according to the prompts and click "Submit" to complete the whole credit card application step.
Method 1: Use the mobile phone webpage to handle the card directly.
You can use it directly on the iPhone 13 version of mobile phone iOS 15.0. Log in to the online banking credit card application page of the selected bank, select the card type to apply for, read the contract and important tips, then choose to fill in relevant information and materials, and finally submit the materials.
The characteristics of this method are: single choice, only one bank can be selected, and it cannot be compared with other banks.
Method 2: Call the customer service phone of the bank to handle the card.
After choosing a bank, you can also call the customer service phone of the bank's credit card with your mobile phone, and then switch to manual, and the customer service staff will register for you. A salesman will call you to make an appointment soon, and the salesman will come to your door in person to handle it for you.
The characteristics of this method: waiting for the salesman may be a bit long and requires enough patience.
Method 3: WeChat card processing
Now, almost everyone can play WeChat. By opening WeChat 8.0. 16 in the iPhone 13 version of mobile phone iOS 15.0, they can scan the QR code or "add friends" on the official website of the selected bank or find the official WeChat account of the bank's credit card. After paying attention, they can apply for a credit card, check the progress, open a card and check the bill according to the prompts in the WeChat dialog box.
Features of this method: It is convenient to check all kinds of credit card information in the future, but the choice is still too simple.
How to handle the credit card of China Bank by mobile phone?
Bank of China Online Banking-Credit Card-Credit Card Application/Activation-Online Credit Card Application.
On the credit card-credit card application/activation-online credit card application page, select the place where you can apply for a card, find out the types of credit cards you can apply for in this area, select the credit card you need to apply for, and click Apply to display the credit card collection contract of China Bank Co., Ltd. After clicking the "Agree" button, the page will prompt you to enter the set security authentication tools (CA certificate, dynamic password mobile phone transaction code) for confirmation (you don't need to enter the security authentication tools to query the version), and click "Confirm".
(1) If you are already a credit card holder of our bank, and the certificate information used when applying for online banking is the same as that used when applying for a credit card, the page will echo the relevant information you left in our bank when applying for a credit card before, and submit the application after confirmation. The system will display your application number this time (please record this number for subsequent inquiry through telephone banking). To modify the application information, please call the credit card customer service hotline 4006695566.
(2) If you are not a credit card holder of our bank, the page prompts you to enter your card handling information, including your name, certificate, home address, mobile phone number and other personal information; Company name, company address, company zip code, company telephone number, working hours, annual income and other professional information; Contact information such as contact name, contact company name and contact telephone number. Click "Next" to set the sending address (company address, home address), credit card verification method (password signature, signature) and repayment method (voluntary repayment, automatic transfer repayment) of important information such as your card/bill, click "Next" to echo the information you filled in, and submit your application after confirmation. The system will display your current application.
Tips:
(1) For customers who already hold our credit card or have opened our personal online banking wealth management version and VIP version, they can apply for a credit card through personal online banking, and the credit card will be mailed directly to customers after business card printing.
(2) For inquiry customers who have not applied for our credit card, they can also apply for a credit card online. After the customer fills in the relevant application information in online banking, the system prompts the customer to choose the card withdrawal outlet and submit the relevant information. After the business card is printed, the customer will be informed to go to the corresponding outlets to collect the credit card. When picking up the card, the customer himself holds a valid identity document and signs it for confirmation.
(3) Mobile banking (client) also supports the function of self-service credit card application.
(4) Customers apply for credit cards through online banking. If the customer is an old credit card customer, the returned mobile phone number is the mobile phone number reserved by the card core system; If the customer is a customer of our bank, but is a new credit card customer, the mobile phone number retained in the core system will be displayed; These two mobile phone numbers need to be revised at the counter.
Prompt: If the customer is a brand-new customer of our bank and has not returned the customer's mobile phone number, it will be manually input by the customer, and our system will interface with the operator's system to verify whether the mobile phone number is the customer's own mobile phone number. If the verification is successful, the customer can continue to apply.
The above contents are for your reference. Please refer to the actual business regulations.
How to apply for a credit card with a mobile phone?
How to handle a credit card on a mobile phone;
1. Log in to Alipay account and enter "Credit Card" in the top search field.
2. Enter "Credit Card" and search. Find the "Life Number" in the display bar below. There will be many banks under the life number. Find the bank to apply for a credit card, and click.
3. After jumping to the page, click the "Follow" button to follow the bank life number.
4. Next, you enter the bank's life number, find the "I want to apply for a card" button at the bottom, click it, and the "Apply for a credit card" option will appear, and then click it.
5. Then the words "Fill in the information" will appear. At this time, just fill in your own information according to the steps (after the information is filled in, the bank center will confirm by phone within 1-5 working days to keep the phone open).
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.2.50
Extended data:
Credit card is a kind of micro-credit payment tool provided by banks for users to spend first and then repay. Credit cards are convenient and quick to use. You don't need to bring a lot of cash when you go out. A credit card can meet all your needs and limit your overdraft limit. With the widespread use of credit cards, Bian Xiao will introduce you to its related matters:
The credit card applicant must be a natural person over 18 with full capacity for civil conduct and stable repayment ability. To apply for a large amount of credit, you need to have a fixed real estate, a stable unit and income. Because large credit cards can be overdrawn at a high amount, most of them become a way for many small businesses or individuals to cash out, so the application is very strict and it is generally difficult to be approved.
Users who meet the application conditions will provide ID cards or related documents, and some banks will also ask you to provide proof of residence, such as real estate license, household registration book, social security card, mobile phone bill, etc. Applicants are required to provide bank statements and salary details within three months, and the unit will issue relevant salary certificates (valid with the official seal of the unit).
Prepare relevant information, fill in the credit card application form, and go to the bank outlet to find the bank clerk or the staff of the bank credit card center to submit the information. You can also apply online as long as you fill in all the certificates as required. When submitting materials, you must consult the credit card procedures and other related information in detail.
Applicants should think carefully before applying for a credit card. Many cardholders lack a detailed understanding of credit cards and only think that credit cards are convenient to use. They should plan their repayment process reasonably to avoid forgetting the repayment date for some reasons and causing unnecessary property losses.
When handling credit cards, cardholders must go to regular business outlets to protect personal information and prevent the leakage of effective information, which may lead to the risk of credit card being stolen. Generally, it takes about 15-20 working days to apply for approval. If the time is too long, you can call the bank for consultation.
The credit card applied for is only for the cardholder's own use and may not be lent. After using a credit card, you must remember your repayment date and choose the repayment method that suits you. If you forget to pay back the card fee, it will affect your credit history.
That's enough for the introduction of credit card telephone application.