The final repayment date of CGB credit card is the 20th day after the bill date. However, the billing date of Guangfa Bank is the same as the cardholder's birthday. For example, if the cardholder's birthday is May 8th, then the 8th of each month is the cardholder's billing date. The consumption on the billing date is included in the current bill and should be repaid before the repayment date after the current bill date.
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.
On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.
In 2006, Guangfa Bank successfully completed the reform and reorganization, and introduced foreign enterprises such as Citigroup and IBM Credit, as well as domestic well-known enterprises with strength such as China Life Insurance, State Grid and CITIC Trust. The newly introduced investor team obtained the controlling right and management right of Guangdong Development Bank.
China Guangfa Bank will take the opportunity of introducing domestic and foreign investors, improve its corporate governance and internal control mechanism, learn and draw lessons from advanced banking service concepts, management experience and product development and maintenance technology, effectively improve its innovation ability and management level, provide high-quality financial services for the public and China's economic development, and strive to become a modern commercial bank with strong profitability, strong capital strength, excellent brand image, leading technology and advanced internal control, so as to satisfy shareholders, customers and employees.
On August 24th, 2006, Guangfa Bank and Asian Development Bank formally signed the Share Subscription Agreement and the Strategic Cooperation Agreement, and issued 66 million shares to them. Since then, Guangfa Bank has become one of the commercial banks with the highest proportion of foreign shares in China.
On June 38, 2007+10/October 3, 2007, Guangfa Bank started IPO application.
On June 30, 2007, 65438+, the enlarged meeting of the board of directors of the National City Commercial Bank Development Forum was held in Tianjin. 12 directors (presidents) of competent banks and some city commercial banks attended the meeting, and relevant leaders of the CBRC were invited to attend the meeting as non-voting participants. President Wu Taipu of China Guangfa Bank was invited to attend the meeting. At the meeting, Guangfa Bank was elected as the director of the National Urban Commercial Bank Development Forum.
When is the repayment date of Guangfa Credit Card?
The final repayment date of CGB credit card is the 20th day after the billing date, that is, if the 5th day is the billing date, then the final repayment date is the 25th day of the current month. Take the billing statement on the 5th as an example. If you spend on April 5, arrive on May 4, and May 24 is the final repayment date, you can enjoy an interest-free period of up to 50 days. Just repay before the repayment date, and don't cause overdue.
12 installment fee is 0.72%, so the total fee is 343.87 and the total principal is 4323.87.
3. The repayment amount of each installment is 360.33, and the repayment will start in May. Because the number of days in each month is different, it is right to postpone repayment within 26 days (standard card) or 20 days (other cards) after April 28.
4. The interest-free repayment period is from the bookkeeping date to the final repayment date. The longest interest-free period of Guangfa Bank credit card is 50 to 56 days, and the shortest is 20 to 26 days; You can enjoy the longest interest-free period for consumption one day after the bill date.
Calculation method:
1. The longest interest-free period is 50 days:
The bookkeeping date is 1-8, and the repayment due date is the current month (bookkeeping date 20).
The bookkeeping date is 9/ 10/ 1 1, and the repayment due date is 1/2/3 of the following month.
The bookkeeping date is 12-28, and the repayment due date = the following month (bookkeeping date-1 1).
2. The longest interest-free period is 56 days:
The bookkeeping date is 1/2, and the repayment due date is 27/28 of the current month.
The bookkeeping date is 3/4/5, and the repayment due date is the following month 1/2/3.
The billing date is from 6th to 28th, and the repayment due date = 5th of the following month (billing date).