1. The maximum overdraft limit of credit card personal Capka of Agricultural Bank of China is 50,000 yuan (including equivalent foreign currency).
2. The overdraft limit of China Agricultural Bank's credit card gold card is RMB 200,000.
3. The minimum overdraft limit of Platinum Card is RMB 654.38+10,000 Yuan, and the maximum overdraft limit is RMB 1 10,000 Yuan.
4. For corporate cards, the maximum overdraft limit of comprehensive credit granted by customers is 3%, which shall not exceed 3 million yuan. If there is no comprehensive credit line, the maximum overdraft limit is RMB 6,543,800+0,000.
The overdraft limit of a credit card is also directly related to the relevant materials and information of the cardholder at the time of application. For example, personal income, real estate, vehicles and the nature of personal work are used as proof materials to limit the upper limit of credit cards. The overdraft limit of the same credit card will increase with the cardholder's consumption limit, and it will automatically increase within half a year or a year.
Two, China Agricultural Bank credit card application conditions:
As long as you have a fixed residence in the issuing bank, have a stable income and have full capacity for civil conduct, you can apply for Huinong Credit Card (personal card). You can apply for supplementary cards for other people with full capacity for civil conduct.
Identity information must be provided, and the issuing bank has the right to ask you to provide one or more credit information such as income certificate, work certificate and asset certificate; If the card is opened by way of guarantee, the identity information and guarantee information shall be provided in accordance with the relevant provisions of the guarantee business of Agricultural Bank of China.
Third, the relevant information:
Four kinds of income proof formats and matters needing attention in opening work proof, the format table of "on-the-job income proof" of the unit applying for credit card, eight kinds of financial proof for applying for credit card, and ten kinds of proof materials for permanent residence for applying for credit card.
1, identity information
Original and photocopy of my valid identity certificate.
2. Proof of income
The salary records of the first three months paid by the bank at the time of processing;
Income certificate issued by the unit;
Income tax withholding certificate;
Proof of payment of provident fund, endowment insurance, medical insurance and unemployment insurance;
Business tax payment certificate etc.
3. Work certification materials
Work permit (card), work contract, pass, etc.
4. Assets certification materials
Proof of ownership of self-owned residential and commercial buildings;
Motor vehicle driver's license;
Proof of financial assets, etc.
5. Other supporting materials
Handle the fixed telephone bill, water and electricity bill, gas bill or property bill for three months before the home address;
The housing lease contract at the time of handling and the proof of rent for the first three months;
Other documents proving the fixed address.