2% credit card fee per month. According to the announcement issued by the inquiry bank, it is known that 2% credit card processing fee is required for raising a card for one month. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.