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Which period will be counted for consumption on the day before the billing date?

The relevant information about consumption on the day before the billing date is as follows:

1. When consumption on the day before the credit card billing date is counted in the bill, it also depends on the merchant's settlement time. Generally, merchants settle the payment on the next day after the cardholder purchases. In this way, the consumption on the day before the credit card bill date will be included in the next period's bill and enjoy the longest interest-free period. However, if the merchant settles the credit card bill date in time, the consumption on the previous day will be included in the current period's consumption bill.

2. The calculation methods of each bank are different. Some banks have a fast payment system, so the consumption on the day before the bill date will be included in the current month's bill. For example, Ping An Bank Bank Center, Shanghai Pudong Development Bank Bank Center, etc. Some banks with slower credit times will include them in the next bill's daily invoice.