Hello, whether your credit card consumption will accumulate points, you need to refer to the bank's points rules. If you use our China Merchants Bank credit card, our bank’s points rules are: use China Merchants Bank credit card (except AE American Express card/corporate debt commercial card/airline co-branded card/Charovia card/car card/FAW Toyota co-branded card/Gloria Hotel Co-branded card/World of Warcraft Card/Jiuyou Card/ThinkPad Card/QQVIP Co-branded Card/I Love City Gold Card Series/Xinxinwai), your transaction amount is calculated based on single consumption/cash withdrawal, and can be accumulated for every RMB 20 or US$2 spent. 1 point, effective on the day after the bank accounting date. However, some types of consumption are excluded, such as: buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other merchants that clearly indicate on the credit card website that they do not accumulate points.