Hello, the minimum repayment amount = all general transactions in the credit card account 10%+ all outstanding installment transactions in the account 100%+ the outstanding part of the minimum repayment amount in the previous period 100%+ all funds used in the account that exceed the credit limit 100%+ expenses1. If the short-term capital turnover is insufficient, try to spend money. "Spend money" is the original Baidu financial credit service brand (original name: Baidu spend money, changed its name to "spend money" on June 20 18), and its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. Relying on the advantages of Baidu technology and scene, "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. It has the characteristics of simple application, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.