How much is a bank of communications credit card?
Bank of Communications credit card consumption 1 yuan = 1 points, 1 USD =7 points (dual-currency cards only), except for transactions that cannot accumulate points as stipulated by Bank of Communications. If the consumption amount is less than 1 RMB or 1 USD, points will not be accumulated; The points cannot be transferred to others, and the points of multiple main cards are calculated separately, and the points of main and auxiliary cards are calculated together.
Bank of Communications credit card points are generally valid for two years, and cardholders are valid for two years after spending. If it exceeds the validity period, it will no longer be used.
The following are the common transaction types that Bank of Communications cannot accumulate points:
1. Fee transaction: including but not limited to annual credit card fee, cash withdrawal transaction fee, overdraft interest, liquidated damages and other credit card fees;
2. Transfer transactions, cash withdrawal transactions, and online transactions (including but not limited to bill bar APP scanning code, UnionPay China UnionPay Express, but some designated online transactions can accumulate points);
3. Real estate, automobile sales, wholesale transactions, large storage supermarkets (except for in-store consumption corresponding to AEON co-branded cards), hospitals, junior high schools, universities, colleges, professional schools, charity and social services, non-profit undertakings, fines, bail and bonds, tax payment, government services, embassy and consulate fees, government loans, etc.
4.ETC consumption is withholding business, and points are not accumulated.
Generally speaking, not all transactions can accumulate points, and the points are valid. You should use them before the expiration date to avoid overdue liquidation. That's all. I hope it helps you.