Advantages: With more than 30,000 outlets, it is the bank with the largest number of outlets in China; Support Alipay, which can be unlimited; There is no handling fee for local cash withdrawal; Different brands of international cards have independent quotas.

Disadvantages: the bidding threshold is too high and the quota is too low; Poor service attitude; Without 800 telephones, 400 is not open to individual users;

Comments: It is a state-owned bank, but it is relatively "cold", with high threshold and poor service attitude. If you pay attention to these two points, it is recommended not to apply for ICBC credit cards easily.