Telecom arrears affect the credit of users in China Telecom, and will not affect the credit of handling credit cards. As long as it meets the conditions, it can be handled.

Process for processing credit cards:

1. Handle at the bank counter;

2. Submit the information needed to handle the credit card to the bank;

3. Fill in the credit card application form;

After approval, the bank will send a credit card.

Processing credit card materials:

1, personal ID card;

2. Proof of unit income;

3. Personal property certificate;

4. Information required by other banks.