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How to refund the credit card overpayment of ABC? How to calculate the handling fee?
Credit card is not a savings card. When there is no debt on the credit card, don't deposit cash into the credit card account, or you will be charged a certain handling fee when you withdraw the deposit. However, if you don't take it out, it can also be used for later credit card consumption. When the amount deposited in the credit card exceeds all the arrears under the account, the amount exceeding the arrears is called "overpayment", which can deduct the subsequent credit card consumption. So how to withdraw the credit card overpayment of ABC?

How to refund the credit card overpayment of ABC?

1, retrieved by ATM and other self-service devices.

2. Pick it up at the counter of the Agricultural Bank's business outlets.

How to calculate the handling fee for credit card overpayment of ABC?

1. Domestic handling fee of our bank:

A handling fee of 1% of the transaction amount is charged for each transaction, with a minimum of 1 yuan per transaction.

2. Other domestic bank charges:

Each transaction is charged 1% of the transaction amount +2 yuan's handling fee, with a minimum of 3 yuan per transaction.

3. Withdrawing or transferring foreign currency accounts in China for overpayment:

A handling fee of 1% of the transaction amount is charged for each transaction, with a minimum of 1 USD or equivalent in other foreign currencies.

4. Withdrawal or transfer of overseas overpayment foreign currency account:

For those who use the UnionPay line, a handling fee of 1%+ 12 yuan will be charged; For those who use non-UnionPay lines, a handling fee of 3% of the transaction amount will be charged, with a minimum of $3 per transaction or equivalent in other foreign currencies.

The above is "how to refund the credit card overpayment of ABC?" ? How to calculate the handling fee? "The relevant content of the introduction, the way to withdraw cash is basically the same as that of the savings card, and it is still very simple. We should pay more attention to the generation of handling fees. If the overpayment is too large, the handling fee will be even more uneconomical.