The bank’s credit card interest rate for exceeding 6 points is the monthly fee required to activate the card for exceeding 6 points.

According to the query on the official website of Shanghai Pudong Development Bank’s credit card rights and interests platform, it is known that those with more than 6 points are free of charge in the first month, and will be deducted from the next month, with an interest fee of 28 yuan deducted every month. The monthly deduction can be canceled and renewed at any time. Enjoy 6 times points, up to 180,000 points through 6 channels.