1. Detailed explanation of the process of installment car purchase with China Merchants Bank credit card in five simple steps to easily pick up the car!
The China Merchants Bank credit card installment car purchase service is a car loan business for China Merchants Bank credit card holders. If the business is successful, you can pick up the car as long as you pay the corresponding down payment. So what is the process for installment car purchase with China Merchants Bank credit card? The China Merchants Bank credit card loan car purchase process has been compiled into a very simple five steps. As long as you follow this process, you can easily pick up the car.
The first step: Make a phone call to ask if you can apply for the installment car purchase business. Tel: Consultation content: Qualifications for the business and the car installment purchase quota. The second step: Select the vehicle in the offline store to apply for the installment car purchase business and hold the card. Hold a valid ID card, select the car model you want to buy at a car dealer store that cooperates with China Merchants Bank, and then pick up the car and apply for installment purchase. Step 3: Fill in the car purchase order. After confirming the car model, you need to fill in the car purchase order. For easy orders, if the order is successfully submitted, China Merchants Bank will verify the order in the background. Step 4: After passing the review, pay the down payment, apply for a license plate, buy insurance, and handle the mortgage procedures. After passing the review, the cardholder needs to pay the down payment for purchasing the vehicle, which is usually net 20%-30% of the vehicle price. At the same time, registration, insurance, and mortgage procedures are required. Some customers do not need to apply for a mortgage. Step 5: The loan is approved and the cardholder passes the loan process for picking up the car. The cardholder can pick up the car at the car dealer store as long as he completes the loan procedures. The simple process for car installment purchase with China Merchants Bank credit card is basically here. I would like to remind everyone that the car installment amount is determined by personal credit and credit card usage. Therefore, the loan amount may be low. At this time, you need to maintain The cardholder must pay more down payment to successfully handle the business. In order to increase the loan limit, it is recommended that users who apply for a China Merchants Bank credit card to purchase a car in installments should try to submit some proof of financial resources.
2. Can I buy a car with China Merchants Bank’s exclusive consumption installment card?
Yes
Exclusive consumption installment card is also a type of loan business, but it is a card loan similar to a credit card. To put it simply, after the user applies for a loan limit, the loan limit will be specially deposited into the China Merchants Bank exclusive consumption installment card. Subsequent cardholders can use the China Merchants Bank exclusive consumption installment card to make purchases.
After the user uses the exclusive consumption installment card to make purchases, the cardholder only needs to repay the credit card on time every month.
3. Which is better, buying a car through a China Merchants Bank credit card loan or a 4S store loan?
Both of them have the same loan method. The 4S store cooperates with the bank and the 4S store helps customers get the bank to buy the car. The bank will help you pay the car purchase money back to the car store in one go, and you can Just like bank repayment, it's the same if you go directly to the bank for a loan, it takes 4 seconds.