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How to check the detailed overdue records of personal bank credit cards?

1. Personal credit record inquiry method

You can inquire at the local branches and credit reporting centers of the People’s Bank of China.

2. Information required for personal credit record inquiry

You need to inquire in person or authorize others to inquire on site. At that time, just bring the original and copy of your valid ID card, and the copy should be left with the inquiry agency for reference. Valid personal identification documents include: ID card, military officer ID card, soldier ID card, passport, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots, residence permit for foreigners, etc. In addition, when making inquiries, you must truthfully fill in the personal credit report inquiry application form.

There are two main query methods:

First, log on to the website of the Credit Reference Center of the People's Bank of China and register as required to query;

Second , individuals can also inquire at the local branches and credit reporting centers of the People's Bank of China.

When inquiring about your personal credit report, just bring the original and copy of your valid ID. The copy should be left with the inquiry agency for reference. When making inquiries, you must also truthfully fill in the Personal Credit Report Personal Inquiry Application Form.