Application place: 1, local bank outlet; 2. Bank credit card center staff; 3. ICBC and CCB support online banking applications.
Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.
Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Proof of assets such as real estate and vehicles under the name of the individual; 4. Other bank credit cards, etc. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.
Need to fill in the application form, work phone, home phone, my mobile phone; Two contacts (a relative and a friend) and their mobile phone numbers and fixed phone numbers. In addition, ICBC will make a star rating according to your assets in ICBC, and decide whether to issue cards according to the star rating.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.
And the last time I got a good driver's license, I got a credit card from ICBC, although there was only an overdraft of 5000.