The golden installment business is applicable to eligible ICBC high-quality personal credit card holders (except easy loan credit cards, some official cards and others agreed by both parties).
Extended data
Application and issuance
1. After the cardholder successfully applies for cash installment, ICBC will transfer the cash installment to the cardholder's local debit card or current account with the same name.
2. If the debit card or current account information provided by the cardholder is incorrect or abnormal (including but not limited to account cancellation, loss reporting, freezing, etc. ), fund transfer failure or error (including but not limited to the account provided by the cardholder, etc.). ), all expenses and losses arising therefrom shall be borne by the cardholder.
3. In order to ensure the safety of funds, cardholders should properly keep card information, account information and personal information such as credit card number, expiration date and password, debit card number or current account number and password. Risks such as disclosure of personal and card information and account information caused by the cardholder shall be borne by the cardholder himself. ?
4. Cash installment is irrevocable after winning the bid. Cash installment cannot be postponed, and the amount and quantity of installment cannot be changed. Cardholders can apply for full or partial prepayment; Partial prepayment will only automatically adjust the number of installments, and the repayment amount of each installment will remain unchanged. The last repayment amount includes the remaining principal and the current cash installment fee.
China Industrial and Commercial Bank of China-China Industrial and Commercial Bank of China credit card cash installment business rules