Postal Savings Bank credit card installments are processed according to the following process:

1. Personal cards and business cards can apply for installment business;

2. Transaction installments: personal The main card holder can apply for the conversion of transactions between the main card and the supplementary card in his name into installment payment. The supplementary card holder cannot directly apply for the transaction installment;

3. Bill installment: personal card main card Cardholders can apply to convert part of the balance of issued bills into installments, and supplementary card holders cannot apply for bill installments;

4. Merchant installments: Personal card holders can apply for merchant installments. Business, including main card and supplementary card;

5. Telemarketing installment: Cardholders who receive outbound marketing calls from the telemarketing hotline can handle this business.

Application time

1. Transaction installment: The application time is from after the card consumption transaction is recorded to before the current bill date (inclusive);

2. Bill installment : The application time is from the day after the bill date to 4 days (inclusive) before the due date of repayment;

3. Merchant installment: When purchasing designated goods or services at designated merchants, you can apply on the spot through POS machines Installment business;

4. Telemarketing installment: Cardholders can handle this business when purchasing installment goods or services through the telemarketing hotline.