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20 15 summary of credit card discount of China bank
1. What is the limit of dual-currency credit card in China Bank?
The limit of dual-currency credit card of China Bank: Puka (with a limit of 20,000-30,000 yuan), Gold Card (with a limit of1-50,000 yuan) and Platinum Card (with a limit of more than 50,000 yuan) Currency: RMB, RMB/USD, RMB/JPY, GBP, EUR and HKD. Two. Sharing Rules of Credit Limit of Dual-currency Credit Card in China Bank
In the case of BOC credit card with one card and two currencies, the RMB account and the US dollar account share the same amount. For example, your credit card limit is 40,000 RMB, and if you use your card abroad, the credit limit is equivalent to 5,000 USD. The main card and the supplementary card share the same amount. For example, the credit line of the main card is 10000 yuan, and the credit line of the auxiliary card is also 10000 yuan. If the cardholder of the primary card has used the credit line of 5,000 yuan, the secondary card can only use the remaining credit line of 5,000 yuan at most. In addition, the main cardholder can specify the credit limit of the supplementary cardholder. For example, you can apply for a supplementary card with a credit limit of 10% for your child.
Three, China Bank dual-currency credit card limit promotion method.
Credit limit refers to the maximum amount that a credit card can use. The credit limit of China Bank's dual-arm credit card is comprehensively evaluated according to the information filled in when you apply for a credit card and the relevant supporting documents provided.
1, temporary withdrawal
If it is found that the approved credit limit is not enough and it is necessary to increase the credit card limit, you can apply for a temporary increase in the credit card limit. After the temporary credit limit expires, the credit limit will be automatically restored to the original limit.
2. Long-term withdrawal
If the credit card holders of Bank of China want to increase the credit card limit for a long time, they need to call the 24-hour customer service hotline of Bank of China Credit Card to apply for credit card limit adjustment after holding the card for 6 months. Bank of China will inform customers of the audit results within one week according to the credit card holder's card use history and repayment records in the past six months. If the cardholder can provide some assets proof materials when submitting the application, he can get a higher credit limit.
Warm reminder, there is a credit line that is too high but can't be used, which may bring you trouble. Once the card or card number is stolen, it will leave considerable room for criminals to use. So it's good to remind you that the credit limit is enough, and you don't have to blindly pursue large credit cards!